Understanding MoMo Open API Keys Sandbox and Production
Understanding MoMo Open API Keys 1. What are the MoMo Open API Keys?In the MoMo ecosystem, authentication isn't just a single password. It is a trio of credentials that work together to secure your transactions. You will need all three to generate an Access Token , which is then used to authorize your actual payment requests. 🔑 Subscription Key: What it is: A long string (e.g., f1db798c...) that identifies which product you are using (e.g., Collections, Disbursements). Where it lives: You get this from your profile on the MoMo Developer Portal immediately after you subscribe to a product. Function: It allows your request to pass through the API Gateway. Without it, you get a 401 Access Denied. 👤 API User (X-Reference-Id): What it is: A UUID (Universally Unique Identifier) that identifies you or your system. Function: This acts as your "Username" for generating a token. 🗝️ API Key: What it is: A secret string generated specifically for your API User.