Clarification on Disbursement API — /deposit vs /transfer fee treatment for Ghana

Hi MTN MoMo developer team,

I'm building a platform that uses both the Collections and Disbursement APIs for Ghana (GHS).

I noticed the Disbursement product exposes two separate operations — /transfer and /deposit — and I have a straightforward question about how they differ in terms of fees:

1. Does a /deposit call to a MoMo wallet carry the same tiered transaction fee as a /transfer call, or is it treated differently?
2. If the fee structures are different, what is the fee charged to the business account for a /deposit to a Ghana MoMo wallet?
3. Is the /deposit endpoint available and supported for Ghana (GHS) specifically, or is it only available in certain markets?

A direct answer to question 1 is the main thing I need — specifically whether calling /deposit instead of /transfer results in a different or lower fee for the business initiating the transaction.