Pay
Pay categories of Disbursement and validation APIs that enable businesses to disburse funds securely and efficiently from their wallet to customers, employees, and other businesses. This API guarantees secure and validated transactions, making financial disbursements hassle-free.
Key Features:
- Disburse-Transfer: Initiates a request to debit the business account and credit the customer or other business. TRY IT
- Account Validation: Confirms the names of the customer or business to ensure correct account crediting. TRY IT
- Notification: Sends additional information to the customer on top of the initial request.
Boost Customer Loyalty with Instant Payouts
By offering instant payouts, you demonstrate a commitment to customer satisfaction and build trust. This leads to increased loyalty, positive word-of-mouth, and a competitive edge in the market.
Enhance Employee Experience with Payout APIs
By using our Payout APIs, you can provide your employees with a convenient, flexible, and secure way to receive their salaries. This will lead to increased employee satisfaction, reduced administrative burdens, and improved overall efficiency.
Security Measures:
- IP Whitelisting: Request source IP must be whitelisted for security purposes.
- API Key Security: Businesses are advised to frequently change API keys and avoid using external integrations or third-party middlemen.
Getting Started:
- Sign up: Register on the sandbox environment at momodeveloper.mtn.com.
- Create an account: Complete the required tests on the sandbox based on your business use case.
- Share KYC documents: Provide the necessary Know Your Customer (KYC) documents as per the country's requirements.
Important Notes:
- Party-type: Use MSISDN for customer disbursements and ALIAS (e.g., 35773@momo) for business-to-business (B2B) transactions.
- Primary Subscription Key: Ensure you are subscribed to the Disbursement Transfer Primary Subscription key.
- Disbursement use cases: Include salaries, winnings, stock payments, and more.
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Let's build the future of mobile financial services together!
Thank you for your continued support and collaboration.
MoMo API Team